Why Join the Y?
The Y offers something for everyone. At the Y, no one is turned away for inability to pay. We are a leading non-profit that ensures every individual has access to essentials needed to learn, grow and thrive.
Membership Benefits
- Free consultation and 2 free personal training sessions available to every Y member.
- Nationwide Membership is included with your local membership and enables you to visit any participating YMCA in the U.S.
- No contracts. If you need to end your membership, complete a cancellation form in person; the Y requests a 30-day written notice to stop monthly payments.
- Guests may visit with a member at no additional cost, up to two visits per year per guest.
Take a Tour
Visit one of our Ys today to check out our vibrant, clean and safe facilities with the latest strength and cardio equipment, dozens of amenities, hundreds of classes weekly and more. Our goal is to provide you with the best quality experience.
Membership Rates
View membership types and rates.
Household Memberships
No two families are alike. When you join the Y, you can build a membership to fit your household needs.
Household memberships are for individuals living in the same home. Up to 5 children, ages 0-17, may be included at no extra cost.
Payment
Dues are billed monthly automatically via your chosen payment type. As of Sept. 15, 2026, a service fee is applied to credit cards (2.89%) and ACH ($0.68). To avoid a service fee, you can use a debit card.
Income-Based Membership
The Y is for all, no matter your age, background or ability to pay. Income-based membership is a sliding fee scale based on household size and income. To apply, bring a completed application and supporting documents. Stop by the front desk at your local Y to learn more or get started. As of Sept. 15, 2026, you must reapply for IBM each year or your membership will auto-renew to the full rate.
Discounts
Corporate Partner Discounts
If your employer is a partner, you may be able to save on your join fee and monthly dues. Learn more.
Military & First Responder Discount
Open to the following and their immediate household:
- Active Duty, Reserve and National Guard
- Veterans and Retired Military
- Active Firefighters and Police Officers
- Emergency Medical Service (EMS)
- Benefits & overview: $0 join fee; 10% off monthly dues. To redeem, show employee badge, current military ID card, DD-214 Form or Benefit Letter to Y front desk staff.
Locations
View all locations and amenities. Volunteer opportunities are available at all of our sites: Learn more.
Give Back
Through the YMCA Community Support Campaign, our programs and services are offered to everyone. The Y provides $774,000 annually in financial assistance and program scholarships to people in our community.
The YMCA Endowment Fund was established to guarantee the Y can continue its mission for generations. To learn more, contact Tripp McCallie at 423.805.3305 or tmccallie@ymcachattanooga.org.
Stay Connected
Download the YMCA360 Membership App to access livestream and on-demand classes on the go, schedules, your membership number and more. The Y provides member updates by email, text, push notification and on social media: Learn More & Stay Updated.
Join the Y
Increase energy, decrease stress, prevent illness, maintain a healthy weight, find personal balance, and enjoy quality time with family and friends... at the Y! We combine spirit, mind, and body in an integrated approach to well-being that goes beyond just fitness.
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